Rates are as of July 1, 2008 and are subject to change.

TYPE OF ACCOUNT

CURRENT RATE-APY

MINIMUM BALANCE

     
Passbook (Savings) 1.25 - 1.26% $ 25.00
N.O.W. (Checking) 0.25 - 0.25% 0.00
Money Market 2.00 - 2.02% 2,000.00
Money Market 2.50 -  2.53% 10,000.00
HSA 2.00 - 2.02% 50.00
IRA 3.00 - 3.04% 50.00
Certificate of Deposit  
3 Month 2.29 -2.30% 500.00
6 Month 2.54 - 2.55% 2,500.00
1 Year 2.50 - 2.50%      5,000.00
1 Year   2.66 - 2.69%* 50,000.00
18 Month 2.47 - 2.49% 10,000.00
18 Month   2.72 - 2.75%* 50,000.00
2 Year 3.02 - 3.05% 10,000.00
2 Year 3.27 - 3.32% 50,000.00
30 Month 3.02 - 3.05% 10,000.00
30 Month   3.27 - 3.32%* 50,000.00
3 Year 3.06 - 3.10% 10,000.00
3 Year   3.31 - 3.36%* 50,000.00
Kids' 1 Year CD
(0-18 Yrs. old)
2.50 - 2.50% 200.00-5,000.00

*CD's with a min. bal. of $500 will be 0.25% lower than current rate*
**CD's over $50,000.00 can have interest paid monthly**

 

30 Yr. Mortgage  
Real Estate (1st-90%) 5.75% (Prime Rate + .75%)
Real Estate (1st - 80%) 5.75% (Prime Rate + .75%)
Real Estate (Fixed) 9.00%  
20 Yr. Mortgage  
Real Estate (1st-90%) 5.75% (Prime Rate + .75%)
Real Estate (1st - 80%) 5.75% (Prime Rate + .75%)
Real Estate (2nd - 80%) 8.74% (Prime Rate + 3.74%)
Other Loans  
Mobile Home 11.00%  
Agriculture 12.50%  
Signature 12.00%  
Line of Credit 14.50%  
Share Loan (2 Yr. Loan)   2.00% (over passbook rate)
Share Loan (Over 2 Yrs.)   3.00% (over passbook rate)
Certificate Loans   2.00% (over C.D. rate)
Other 12.00%  
     
Vehicles and Motorcycles  
New Vehicles 72 months  
2004-2007 60 months  
2001-2003 48 months  
1998-2000 36 months  
1997-0lder 24 months  
 
Beacon Score Rate Loan %
730 + 5 Yr + Debt Ratio 5.4% 100%
700+ 6.4% 100%
650-699 8.4% 90%
600-649 11.4% 80%
550-599 12.4% 70%
549- 13.4% 70%
*Vehicle rate will vary depending on the applicant's Beacon score*
**599-550 must have a co-signor that has a beacon score above 650 & below 550 must have a co-signor that has a Beacon score over 700.  Members with no beacon score will be in the 600-649 category**


Savings Federally Insured to $100,000 by NCUA, 
an Agency of the U.S. Government.

We do business in accordance

with the Federal Fair Housing Law and

The Equal Credit Opportunity Act.